Home : Home and garden
4 common pitfalls to avoid when investing in gold
finance

4 common pitfalls to avoid when investing in gold

Gold has always been considered a safe-haven asset by many. This is because investing in it can be a secure strategy to preserve wealth and diversify one’s portfolio, especially during economic uncertainty. However, gold investments have a few risks despite being a popular option. Most of them can be avoided if one takes precautions to avoid certain common mistakes when investing in gold. Let’s look at them and find ways to ensure the best returns. Not researching all gold investment options There are several options available for investing in gold, including physical gold, gold ETFs, mining stocks, and futures. However, it is important to note that these options are not all the same or equal. Before investing in any complex financial product or high-fee investment vehicle, it is crucial to make informed decisions by learning about the various risks and implications associated with each option. Not diversifying the assets One common mistake many people commit is allocating all their investment funds to gold. This can be quite risky as the entire investment will depend on how gold performs in the market daily. Therefore, to make one’s portfolio resilient and balanced, it is crucial to diversify it. Thus, along with gold, one must invest in other assets such as bonds, stocks, real estate, and other precious metals.
5 key things to know before purchasing final expenses
finance

5 key things to know before purchasing final expenses

Final expense insurance or burial insurance allows the policyholder to cover the expense of their own funeral service. It is an important financial tool that offers coverage for both burial and cremation. Funeral services can get expensive, and this is one way of ensuring that family members do not have to worry about it should the time come. There are some must-know details to explore before purchasing final expense insurance, and these are listed below: No requirement for a medical examination Final expense insurance policies do not require applicants to undergo any medical examinations. Simplified-issue life insurance, one of the policies that offers coverage for final expenses, does require a different test. The applicant may have to answer specific questions about their health and lifestyle. Other policies, like the guaranteed issue policy, do not require the applicant to answer any questions. Basis for policy denial An applicant could be denied a final expense policy, particularly the simplified issue insurance policy. As mentioned above, applicants may have to answer questions about their health and lifestyle. If the answer to these questions indicates a risk to health or life, the policy can be denied. Moreover, if the person applying for the policy participates in activities that could be deemed dangerous, they may have to pay higher rates.
4 best fitness apps you can download
health

4 best fitness apps you can download

The secret to fitness and nutrition is to strike a perfect balance between diet and exercise; both aspects go hand-in-hand. So, while it is important to exercise regularly, it is also important to be aware of what you are eating and how many calories it contains. Adhering to a workout routine is easier than keeping tabs on your calorie intake. However, with the presence of several apps that can not only help you lose weight, but also act as your nutrition diary, leading a healthy life is easier. Continue reading to know some of the most useful fitness and nutrition apps that can help you stay at the top of your health routine. Fooducate This fitness and nutrition app helps you keep a tab on your diet and exercise routine. The is replete with features such as calorie counter and exercise tracker. What makes Fooducate stand apart from other fitness apps is, it not only keeps a tab on calories, but also analyses the values of calories from different food sources such as calories from fats and calories from proteins. Both, free and paid versions are available for download on Apple as well as Android phones. Lose it! Another popular application, Lose it!
5 tips to book the perfect hotel
travel

5 tips to book the perfect hotel

Everyone has different tastes when it comes to what they want in a hotel. Some prefer luxurious stays, while others love to spend their vacation in homely, less city-like setups. However, choosing the right hotel from a long list of options is confusing because you really don’t know what to expect no matter how good the place looks. So, here are a few tips for choosing the best hotel to help you feel confident with your next booking. Make the requirement list Before opening a brochure, website, or speaking to an agency, you should make a list of what you want in the room. It could be anything, from the amenities to the number of guests per room and several other factors. While doing this, you must also keep a budget in mind to not overspend on a room that you do not need. Identify the amenities Once you’ve set a budget, it’s pretty easy to narrow down to a select list of hotel rooms. But, for the next step, you can identify the amenities that are being provided by the host. Some of the primary ones that should be provided at all stays include parking, air-conditioning, breakfast, and Wi-Fi.
4 best RVs for the perfect road trip
auto

4 best RVs for the perfect road trip

If a road trip is on your list of things to do, we’re here to help you check that off with the right recreation vehicle (RV). RVs, sometimes called campers, are motor vehicles that have amenities similar to a home. There are so many options available that it can be hounding to pick the right one. To help you, here are the top four RVs in the market for your camping needs. Flying Cloud 30FB by Airstream Airstream is one of the most spacious, luxurious, and towable RV brands out there. It’s among the pioneers in the industry that offer travel trailers for interstate traveling. Some of their iconic offerings include the Globetrotter, Classic, Tony Bahama, and the Flying Cloud. The Flying Cloud 30FB is a real blessing for workaholics who can’t catch a break and need to access their office corner while traveling. The 30-foot RV camper comes with a classic aluminum design, fantastic craftsmanship, and a bucket load of amenities. The main bedrooms are spacious and relaxing to help you unwind from a hard day of travel and fun. Micro Minnie by Winnebago Industries If you’re looking for a lightweight travel trailer for a road trip with your family, Winnebago Industries’ Micro Minnie might be your true find.
Understanding the impact of water contamination on health
health

Understanding the impact of water contamination on health

Water is one of the most essential components for the survival of all living organisms. However, rapid urbanization and industrialization over the last few decades have led to an increase in the contamination of water sources in the country. Even with multiple facilities designed for filtration and purification, drinking water can have hazardous elements that increase the risk of known chronic diseases and severe illnesses. Here is a look at the consequences of water contamination: Health concerns As the human body is made up of nearly 70% water, most organs and functions are affected by consuming contaminated water. Here are the common consequences: Heavy metal contamination issues Heavy metals like lead, arsenic, and mercury increase the risk of developing cancer in the liver, bladder, or lungs. Long-term consumption can affect neurological development among kids affecting their cognitive skills. Women drinking contaminated water during pregnancy are at substantial risk of developing fetal malformations. Heavy metals like arsenic can also be introduced into breast milk, affecting the health of breastfed newborns. Respiratory issues and autoimmune disorders Byproducts of chlorine and other chemicals used for disinfection can mix with groundwater. These chemicals adversely affect the upper respiratory tract, causing chest pain and lung irritation.
4 common mattress buying mistakes to avoid
mattresses

4 common mattress buying mistakes to avoid

Sleep is incredibly essential for overall health and well-being. So, it isn’t surprising that we spend around a third of our lives sleeping! Unfortunately, many people find it hard to get quality sleep because they buy the wrong mattress. There are numerous options on the market, which makes choosing difficult. One helpful way to make the mattress buying process quicker and more efficient is to steer clear of the following mistakes. Buying without a trial It takes the body at least three weeks to get used to a new bed. So, when buying a mattress, pick one with a decent risk-free trial period. It will help you see how your body responds to it. Most brands today offer 100 to 365 days of trial to help customers test the mattress at home and return it for a refund if it doesn’t meet their comfort standards. However, you’ll need to ensure it’s kept clean during this time, so use a quality mattress protector. Picking the cheapest mattress While cheaper options may look attractive, don’t buy in a hurry to save a quick buck. Cheap mattresses are often made with a single piece of foam and may not be able to provide the level of comfort and support you’re looking for.
6 breathing mistakes to avoid for healthy lungs
health

6 breathing mistakes to avoid for healthy lungs

Respiration is among the essential processes the body carries out without one realizing it. Here, the inhaled air fuels the body with oxygen, which travels through the bloodstream and is transferred to various organs and tissues to carry out basic functions. Normal respiration rates for adults are about 12 to 18 breaths per minute, but the following breathing mistakes might affect this rate and the overall functioning of the lungs. Breathing through the mouth There are two ways to inhale air: through the mouth and the nose. Breathing through the mouth could come in handy if one is experiencing sinus congestion or indulging in strenuous physical activity. However, only the nostrils can filter, warm up, and humidify the air. So, as a rule, one should avoid mouth breathing if possible, as it can increase the risk of dry mouth and conditions like asthma. Not exercising One may lead a sedentary lifestyle, which could affect the quality of their lungs. By indulging in routines like cycling, walking, or running, one can ensure their heart and lungs work well, which could contribute to improved circulation. Exercising may also help strengthen the tissues around the lungs. At the same time, one should avoid keeping their shoulder and neck tense while exercising as it could limit the efficiency of their respiratory system.

Trending Articles

Here’s how you can get your allergies detected
health

Here’s how you can get your allergies detected

How many times have allergies caused you to sneeze every time you take a ride in the open air? Or rashes on coming in contact with a plant? Or swelling as a result of a peanut allergy? Sneezing, running noses, watery eyes, rashes, swelling all these reactions due to allergies can be quite distressing. Allergies are more common and can be caused by various things. The cause of allergies is still unknown, it could be genetic or just a singular development. However, they can be easily detected by just visiting your doctor and undergoing some tests. Read on to know more about what are allergies and how to detect them. What are allergies? The immune system is designed to fight any entrant in the body that it recognizes as foreign. However, at times, the immune system becomes over vigilant and starts fighting foreign entrants that are not harmful. Substances that cause the immune system to react this way are called “allergens”, and when you display symptoms of these interactions, you are diagnosed “allergic” to the substance. Allergens can include plants, grass, pollen, dust, food, animal dander among others. While symptoms like running nose, sneezing, watery eyes, rashes, itching, and others, are all attributed to allergic reactions.
5 frequently asked questions about Alzheimer’s disease
health

5 frequently asked questions about Alzheimer’s disease

A common form of dementia, Alzheimer’s disease is a debilitating and progressive disease that affects the brain and motor functions of the body. The disease progresses through stages. It begins to affect the regions of the brain that control language, thought, and memory. In most of the cases, it begins with a slight memory loss. In the final stages, Alzheimer’s disease leads to the loss of various abilities including motor skills, speech, and independent movement. Here are a few frequently asked questions about Alzheimer’s. What are the causes? Alzheimer’s disease does not have any definite cause. Research has been unable to conclude whether Alzheimer’s is developed by one cause or multiple ones. The exact cause of the ailment is not yet known. However, there are multiple factors that may increase the risk of Alzheimer’s disease. One of the major causes is ageism. Also, a family history of Alzheimer’s is another major risk. This may lead to the inheritance of genes that cause this disease. Some other possible risk factors that can cause Alzheimer’s include high blood pressure, cardiovascular diseases, and high cholesterol. What are the symptoms? In most cases, the first warning sign of Alzheimer’s disease is a loss of cognitive ability.
Four important steps in anemia management
health

Four important steps in anemia management

Hemoglobin is a protein molecule in the red blood cells responsible for carrying oxygen throughout the body. Its richness in iron gives blood its red color. Anemia is a condition where a person has low hemoglobin or red blood cell count. From an underlying disease to nutrient deficiencies, there are a lot of factors that contribute to the onset of this condition. There are many forms of anemia. Some of them include: Iron deficiency anemia -This is caused due to low iron levels in the blood. Most common causes of this type of anemia are heavy menstruation or internal bleeding. Vitamin deficiency anemia – This type of anemia is caused by the deficiency of vitamin C, B-12 or folate Aplastic anemia – Damaged stem cells in the bone marrow fail to produce enough red blood cells, leading to aplastic anemia. Sickle cell anemia – This is a condition characterized by the development of abnormal crescent-shaped red blood cells. Hemolytic anemia – This is a blood disorder caused due to premature death of red blood cells. Thalassemia – This is caused due to low amounts of hemoglobin in the blood. The blood disorders vary in duration and severity. Prompt diagnosis, and treatment are important because anemia could also be due to an underlying condition.
7 foods that can help fight against arthritis
health

7 foods that can help fight against arthritis

Arthritis is a chronic condition that causes tenderness and swelling of joints due to inflammation. There are many types of arthritis, but joint pain and stiffness are common symptoms noticed in older adults. The symptoms worsen with increasing age. Although arthritis has no cure yet, its symptoms can be managed. Various remedies can be used to alleviate the symptoms. Some foods can even help in easing inflammation. Listed below are seven such foods. Garlic Foods from the allium family like ginger and onions have proven more than effective for arthritis patients. Garlic, especially, is well-known in the fight against multiple diseases. The compound diallyl disulphide present in it limits the count of cartilage-damaging enzymes. Additionally, garlic enhances certain immune cells that help strengthen the immune system. Fish Known for their high protein content, fish have also proved useful in greatly reducing inflammation due to arthritis. Fishes like salmon, mackerel, and trout are rich in omega-3 fatty acids, which, according to experts, is a lethal weapon against arthritis and its related symptoms. Experts recommend three or four ounces of fish twice every week. Apples Apples should be an imperative part of your diet especially if you suffer from rheumatoid arthritis. They are packed with nutrients and vitamins of multiple forms.

Top Reads

Popular Reads

Key features of the 2019 Toyota Highlander

Key features of the 2019 Toyota Highlander

Despite the launch of its 2020 variant, the 2019 Toyota Highlander remains one of the most popular midsize three-row SUVs in the market. Complete with a sturdy exterior, high-end interior, and the masterful Toyota craftsmanship that is present throughout, the SUV is among the first choices for everything from family adventures to running an errand. If you’re planning to buy the 2019 Toyota Highlander, then here are some important features and specifications that you should know about: Performance features The 2019 Toyota Highlander is a classic blend of spacious comfort and stylized innovation that most buyers look for in an SUV. With 44.2 inches of legroom in the front row and 38.4 inches of legroom in the second row, the interior is comfortable, luxurious, and makes riding in style a reality. All trim variants of the Highlander are powered by a 3.5-liter V6 engine, except the base model LE, which is equipped with a 2.7-liter, four-cylinder engine. It features tie-down hooks and cargo lights to help you easily load and unload stuff. The SUV is also packed with many useful features such as high-beam headlights and radar cruise control to ensure the safety of passengers. Safety features Talking about safety, the 2019 Toyota Highlander is loaded with standard and innovative safety features.
The 4 outstanding trim levels of the 2020 Honda CR-V

The 4 outstanding trim levels of the 2020 Honda CR-V

Honda simply does it better. The automaker’s new 2020 CR-V model is even more efficient and capable than its predecessor. It’s fresh-faced and comes in four trim levels with varying features, performance specifications, interior comfort, and driver-assistance technologies that deliver a safe and delightful driving experience. That said, you’re sure to get the authentic Honda experience despite the trim level you choose. So, let’s take a look at the four different trim levels of the 2020 Honda CR-V: LX, EX, EX-L, and Touring. LX The CR-V LX is the base model of the 2020 Honda CR-V. The LX model received the most amount of upgrades compared to the other trim levels. It is now powered by a turbocharged 4-cylinder, 1.5-liter engine that produces 190 horsepower, which was not even an option in the previous LX trim of CR-V. It now features the exclusive Honda Sensing® system that consists of several advanced driver-assistance technologies that allow the driver to feel safe and comfortable on the road. It’s equipped with 17-inch alloy wheels for better design and excellent power, and the interior comes with a foldable rear seat to accommodate more space for cargo. More features of the LX include: Available Real Time AWD with Intelligent Control System™ Automatic Climate Control System 160-Watt Audio System with 4 Speakers Bluetooth® HandsFreeLink® Remote Entry System Power Side Mirrors Advanced Compatibility Engineering™ (ACE™) Body Structure EX The CR-V EX is the next trim level and the most popular of all.
Five reasons to buy the 2020 Toyota Tacoma

Five reasons to buy the 2020 Toyota Tacoma

As far as midsize pickup trucks go, it has become increasingly hard to look beyond Toyota’s Tacoma. The revolutionary truck has been a segment leader for more than a decade now. The 2020 Toyota Tacoma, which was released in September last year, is all set to continue the legacy. Replete with top-notch and cutting-edge upgrades and features the 2020 Toyota Tacoma still rules the roost. Continue reading to know why you should buy the 2020 Toyota Tacoma. Powerful off-road experience A common reason behind buying trucks is to add adventure to your travel. Off-roading brings great thrill and trucks are ideal for such challenging terrains. For years, the Tacoma has pioneered the art of off-roading and the 2020 model is no exception. The TRD Off-Road trim is specially designed for such environments and is equipped with Blistein shocks that have valves tuned for off-roading. Additionally, there’s a multi-terrain select feature replete with modes that aid the driver in crossing different types of surfaces by adjusting traction control and engine throttle. Crawl control is another sensor system that enables the 2020 Toyota Tacoma to crawl over rocks or sand. Tough and dependable truck For 13 years Tacoma has been America’s first-choice midsize pickup, and for good reasons!