10 healthcare services not covered by Medicare

10 healthcare services not covered by Medicare

Medicare is an essential part of healthcare. It helps prevent many out-of-pocket expenses and even covers a large portion of your health expenses after a certain age. Medicare Part A and Medicare Part B are pretty comprehensive in their coverage. But, it is essential to understand that there are gaps in Medicare coverage. Read on to learn more about what exactly is not covered and how you can get coverage for these services.

Dental care
Medicare Part A does cover certain parts of dental services. But, for the most part, dental care, including X-rays, fillings, and even cleaning sessions, is not covered by Medicare. So, if you want coverage, you may opt for an extra plan.

Vision
Medicare also does not cover any eye examinations and eye care in general. This also includes the cost of contacts, eyeglasses, and more. Medicare Part B does offer some coverage for contacts and glasses only if you have had cataract surgery. But even here, the deductibles and costs may vary. If you want vision coverage, you can look into a Medicare Advantage plan.

Hearing
Hearing issues are another aspect of healthcare not covered by general Medicare. This includes hearing aids and the examinations required to test for hearing aids. But, on the bright side, Medicare does offer coverage for general diagnostic examinations if the doctors deem it necessary.

Prescription treatments
Both Medicare Part A and Part B do not provide any coverage for prescription treatments. If you do want any treatment coverage, you need to opt for Medicare Part D from a private company, or you can get prescription coverage under the Medicare Advantage Plan.

Long-term care and nursing services
Individuals with certain conditions or beyond a certain age need long-term care. This can be a massive expense, but unfortunately, it is not covered by Medicare. Medicare Advantage may offer limited benefits with in-home help. But even then, there are very few plans with a limited amount of coverage.

Healthcare abroad
Your Medicare coverage is invalid if you’re outside the U.S. or certain U.S. territories. It is safer to opt for supplemental coverage or purchase travel insurance before any trip. You can also purchase insurance in the country you’re flying to.

Deductibles
If you opt for Medicare A and Medicare B, you will still have to pay out-of-pocket for certain services. These payments are usually in the form of deductibles and coinsurance. If you have certain conditions, these payments could get very expensive. What you can instead do is opt for a Medigap plan that can help cover the out-of-pocket costs. You could also opt for a Medicare Advantage plan.

Foot care
Regular foot care, such as trimming nails, removing corns and calluses, or even treating ingrown toenails, are not covered by Medicare.

Cosmetic surgery
Medicare does not provide any coverage for surgeries and procedures that are considered to be cosmetic in nature. But, they may consider the case if the surgery has to be done due to accidental injury or to improve bodily functions.

Chiropractic and acupuncture services
Typically, Medicare does not provide any coverage for chiropractic and acupuncture services. These services may only be covered to treat back pain if the service is ordered and verified by the doctor.

Besides these services, Medicare does not cover certain healthcare supplies and equipment, which include incontinence pads, catheters, surgical facemasks, or compression leggings. In addition, there is no coverage for motorized scooters, stairway elevators, grab bars, air conditioners, and bathtub and toilet seats that are required to make daily life accessible and convenient. Also, home modifications like ramps or widened doors for better wheelchair access are not included in Medicare plans. The healthcare equipment that is used in hospitals but not suitable for home use, such as paraffin bath units and oscillating beds, are also not covered.

Popular Reads

Here’s how you can get your allergies detected

Here’s how you can get your allergies detected

How many times have allergies caused you to sneeze every time you take a ride in the open air? Or rashes on coming in contact with a plant? Or swelling as a result of a peanut allergy? Sneezing, running noses, watery eyes, rashes, swelling all these reactions due to allergies can be quite distressing. Allergies are more common and can be caused by various things. The cause of allergies is still unknown, it could be genetic or just a singular development. However, they can be easily detected by just visiting your doctor and undergoing some tests. Read on to know more about what are allergies and how to detect them. What are allergies? The immune system is designed to fight any entrant in the body that it recognizes as foreign. However, at times, the immune system becomes over vigilant and starts fighting foreign entrants that are not harmful. Substances that cause the immune system to react this way are called “allergens”, and when you display symptoms of these interactions, you are diagnosed “allergic” to the substance. Allergens can include plants, grass, pollen, dust, food, animal dander among others. While symptoms like running nose, sneezing, watery eyes, rashes, itching, and others, are all attributed to allergic reactions.
5 frequently asked questions about Alzheimer’s disease

5 frequently asked questions about Alzheimer’s disease

A common form of dementia, Alzheimer’s disease is a debilitating and progressive disease that affects the brain and motor functions of the body. The disease progresses through stages. It begins to affect the regions of the brain that control language, thought, and memory. In most of the cases, it begins with a slight memory loss. In the final stages, Alzheimer’s disease leads to the loss of various abilities including motor skills, speech, and independent movement. Here are a few frequently asked questions about Alzheimer’s. What are the causes? Alzheimer’s disease does not have any definite cause. Research has been unable to conclude whether Alzheimer’s is developed by one cause or multiple ones. The exact cause of the ailment is not yet known. However, there are multiple factors that may increase the risk of Alzheimer’s disease. One of the major causes is ageism. Also, a family history of Alzheimer’s is another major risk. This may lead to the inheritance of genes that cause this disease. Some other possible risk factors that can cause Alzheimer’s include high blood pressure, cardiovascular diseases, and high cholesterol. What are the symptoms? In most cases, the first warning sign of Alzheimer’s disease is a loss of cognitive ability.
Four important steps in anemia management

Four important steps in anemia management

Hemoglobin is a protein molecule in the red blood cells responsible for carrying oxygen throughout the body. Its richness in iron gives blood its red color. Anemia is a condition where a person has low hemoglobin or red blood cell count. From an underlying disease to nutrient deficiencies, there are a lot of factors that contribute to the onset of this condition. There are many forms of anemia. Some of them include: Iron deficiency anemia -This is caused due to low iron levels in the blood. Most common causes of this type of anemia are heavy menstruation or internal bleeding. Vitamin deficiency anemia – This type of anemia is caused by the deficiency of vitamin C, B-12 or folate Aplastic anemia – Damaged stem cells in the bone marrow fail to produce enough red blood cells, leading to aplastic anemia. Sickle cell anemia – This is a condition characterized by the development of abnormal crescent-shaped red blood cells. Hemolytic anemia – This is a blood disorder caused due to premature death of red blood cells. Thalassemia – This is caused due to low amounts of hemoglobin in the blood. The blood disorders vary in duration and severity. Prompt diagnosis, and treatment are important because anemia could also be due to an underlying condition.